Xpotential Investment Fiduciaries

Xpotential Investment Fiduciaries

Independent financial advisory and portfolio management for individuals, corporate executives, businesses, guardianships and foundations.

Independent financial advisory and portfolio management for individuals, corporate executives, businesses, guardianships and foundations.

01    PHILOSOPHY

Thoughtfully allocate across equities, fixed income and cash based on individual goals, constraints and risk tolerance.

Diversify across global asset classes to reduce portfolio risk.

Incorporate strategies tailored towards mitigating the impact associated with business cycle downturns.

Vigilantly minimize investment costs.

Leverage tax-aware investment strategies whenever possible.

Rely on data, not noise to make smart decisions.

Serve as a fiduciary committed to acting in our client’s best interests at all times.

02    PROCESS

Discover
Develop
Implement
Monitor

DISCOVERDiscover Icon

We gain a comprehensive understanding of your unique financial situation, goals, risk tolerance, and constraints. By assessing your time horizon and objectives, we establish a solid foundation for your investment strategy.

DEVELOPDevelop Icon

Design a diversified, tax-efficient investment strategy and asset allocation plan tailored to your specific needs. An Investment Policy Statement (IPS) is delivered detailing our approach for achieving the financial goals.

IMPLEMENTImplement Icon

The transition into the investment process begins with account opening and asset transfers. Portfolios are constructed using low-cost, globally diversified ETFs, mutual funds, and U.S. Treasuries.

MONITORMonitor Icon

We continuously track your portfolio’s progress, holding regular service meetings to review performance and reassess your financial objectives. We are always available to provide guidance and support whenever needed.

03  ABOUT

Founded in 1999, Xpotential is dedicated to helping clients optimize the risk-adjusted returns of their portfolios, investments, and retirement plans.

APPROACH
Our approach is grounded in evidence-based strategies, drawing from leading academic research to deliver informed and disciplined financial guidance.
FIDUCIARY STANDARD
Committed to acting in our clients’ best interests—always. As a fee-only firm, we never earn commissions, sell products, or engage in conflicts of interest.
EXPERTISE
Holding CFA®, CAIA®, and CIPM® charters we are bring specialized knowledge in portfolio management, investment analysis, alternative investments and institutional investment management.